Who Is Liable for Injuries on a Cruise Ship?

June 4, 2026

Who Is Liable for Injuries on a Cruise Ship?

Cruise vacations are meant to be relaxing and enjoyable, but accidents can happen even at sea. When a passenger is injured on a cruise ship, determining who is legally responsible can be complicated. Maritime law, passenger contracts, and multiple parties may all play a role in liability.


If you or a loved one has been injured while traveling on a cruise ship, understanding who may be held accountable is critical to protecting your rights. At Biggs & Gunst P.C., we help clients in Ann Arbor and across Michigan navigate these complex cases and pursue the compensation they deserve.


Understanding Cruise Ship Liability

Cruise ship injury claims are governed primarily by maritime law, which differs from standard personal injury law. In general, cruise lines owe passengers a duty of reasonable care under the circumstances. When that duty is breached and results in injury, the cruise line may be held liable.


However, liability is not always straightforward. Multiple parties may be responsible depending on how the injury occurred.


When the Cruise Line May Be Liable

In many cases, the cruise line itself may be held responsible for passenger injuries. This typically happens when negligence is involved, such as:

  • Unsafe conditions on the ship (wet floors, poor lighting, broken railings)
  • Failure to properly maintain the vessel
  • Inadequate security measures
  • Negligent hiring or training of staff

For example, if a passenger slips and falls due to a hazardous condition that was not addressed in a reasonable timeframe, the cruise line may be held accountable.


Biggs & Gunst P.C. works to investigate these incidents and determine whether the cruise line failed to meet its legal obligations.


Liability of Crew Members and Staff

Crew members are employees of the cruise line, which means their actions may also create liability for the company. If a staff member’s negligence causes injury—such as improper operation of equipment or failure to follow safety protocols—the cruise line can often be held responsible.


Identifying how staff actions contributed to the incident is an important part of building a strong claim.


Third-Party Liability on Cruise Ships

Not all injuries are caused directly by the cruise line. In some cases, third parties may be responsible, including:

  • Independent contractors operating onboard activities
  • Shore excursion companies
  • Vendors or maintenance providers

For instance, if you are injured during a shore excursion operated by a separate company, that entity may share liability. These situations can be complex, requiring a detailed review of contracts and responsibilities.


At Biggs & Gunst P.C., we examine all potential sources of liability to ensure no responsible party is overlooked.


Passenger Ticket Contracts and Liability Limits

One of the most important—and often overlooked—factors in cruise ship injury cases is the passenger ticket contract. This document typically includes terms that can:

  • Limit where you can file a lawsuit
  • Require you to provide notice of your injury within a short timeframe (often 30 days)
  • Set a deadline for filing a claim (usually one year)

Failing to comply with these requirements can jeopardize your ability to recover compensation. That’s why it’s important to seek legal guidance as soon as possible after an injury.


Common Types of Cruise Ship Injury Cases

Liability can arise in many different types of incidents, including:

  • Slip and fall accidents
  • Swimming pool or recreational injuries
  • Foodborne illness outbreaks
  • Assault or inadequate security incidents
  • Equipment or mechanical failures

Each type of case requires careful analysis to determine who is responsible and how to proceed.


Why Legal Guidance Is Important in Maritime Cases

Cruise ship injury claims involve unique legal challenges, including federal maritime law, jurisdictional issues, and strict filing deadlines. Insurance companies and cruise lines may also take steps to limit their liability.


At Biggs & Gunst P.C., we:

  • Investigate the circumstances of your injury
  • Identify all potentially liable parties
  • Review passenger contracts and legal requirements
  • Handle negotiations with cruise lines and insurers
  • Advocate for full and fair compensation

We are committed to helping injured passengers in Ann Arbor protect their rights and move forward after an accident at sea.


How Biggs & Gunst P.C. Can Help

An injury on a cruise ship can leave you facing unexpected medical bills, lost income, and uncertainty about your legal options. Biggs & Gunst P.C. provides the guidance and representation needed to navigate these complex cases.


Our team understands the importance of acting quickly and building a strong case from the start.


Call Today to Protect Your Rights

If you’ve been injured on a cruise ship, don’t wait to take action. Strict deadlines may apply, and early steps can make a significant difference in your case.


Call Biggs & Gunst P.C. today at 734-263-2320 to schedule your consultation and protect your rights.

A black motorcycle lies on its side in the middle of a road after an accident, near the front of a damaged silver car.
June 2, 2026
How much is a motorcycle accident case worth in Michigan? Learn key factors that affect compensation. Call Biggs & Gunst P.C. at 734-263-2320 today.
A large black and white cargo ship sailing on the water with several sailboats nearby, set against a hilly coastline.
May 7, 2026
MMC under investigation? Learn steps to protect your Merchant Mariner Credential and career. Call Biggs & Gunst P.C. at 734-263-2320 today for a consultation.
A silver car with front-end damage sits behind yellow police caution tape on a wet city street at night.
May 5, 2026
Learn how to deal with insurance companies after a car crash in Michigan. Protect your claim and rights. Call Biggs & Gunst P.C. at 734-263-2320 today.
A white U.S. Coast Guard cutter, marked with
May 4, 2026
Learn what to do if the Coast Guard boards your vessel in Ann Arbor, Michigan. Protect your rights and get legal guidance from Biggs & Gunst P.C.
A white motorboat sits partially submerged next to a weathered wooden dock in calm water near a shoreline.
April 15, 2026
Injured in a boating accident in Ann Arbor, Michigan? Learn what steps to take, your legal rights, and how Biggs & Gunst P.C. can help you recover compensation.
A small, bright blue motorboat floats on a choppy, dark blue lake near grassy shorelines under a clear sky.
April 11, 2026
Learn common causes of boating accidents in Michigan and your legal options. Protect your rights. Call Biggs & Gunst P.C. at 734-263-2320 today.
A close-up, front-facing view of a brown and white dog with its mouth open, revealing its teeth and tongue.
April 8, 2026
Steps to take after an animal attack in Ann Arbor. Learn how to protect your health and legal rights. Call Biggs & Gunst P.C. at 734-263-2320 today.
Coast Guard emblem on orange and white ship's hull with blue stripe.
March 12, 2026
Common reasons the U.S. Coast Guard initiates S&R actions and how Biggs & Gunst P.C. helps defend maritime licenses. Call 734-263-2320.
White boat bow with silver railing in blue water.
February 12, 2026
Can the Coast Guard board your vessel without permission? Learn your rights as a vessel owner and how Biggs & Gunst P.C. can protect you on Michigan waters.
Boat travels across water, creating a wake. Blue water fades to golden light.
January 15, 2026
What is the Jones Act and how does it protect injured mariners in Michigan? Learn your rights and call Biggs & Gunst P.C. at 734-263-2320.