Third Party Accident Claims
Going Beyond No-Fault: Pursuing Third-Party Compensation After a Car Accident
Third Party Accident Claims Attorneys In Ann Arbor, Michigan
Understanding Your Options After a Michigan Car Accident
Sorting out who is financially responsible after a car accident in Michigan can be a complex process. At Biggs & Gunst P.C. in Ann Arbor, our experienced car accident lawyers have spent decades helping injured individuals secure the compensation they need to recover. While Michigan’s no-fault system covers many immediate expenses through your own insurance, there are situations where you may be eligible to pursue a third-party lawsuit. If your injuries are severe or your losses exceed what no-fault insurance provides, our legal team can help you understand your rights and guide you through every step of a third-party claim.
Call Biggs & Gunst P.C. at 734-263-2320 to schedule a consultation with a lawyer today.
The Difference Between First-Party and Third-Party Claims
Under Michigan law, the initial route for recovering compensation after an accident is through a no-fault or first-party claim. This type of claim is filed directly with your own insurance carrier and is designed to cover various costs, including medical expenses, lost wages, and certain property damages incurred as a result of the accident. However, in situations where another driver’s negligence leads to serious injuries, permanent disfigurement, or long-term impairment, you may be entitled to pursue additional compensation through a third-party claim.
A third-party claim is specifically filed against the insurance provider of the at-fault driver, allowing you to seek damages that go beyond what is covered by your no-fault policy. These additional damages can include compensation for pain and suffering, emotional distress, or a diminished quality of life that results from the injuries you sustained. It’s important to note that pursuing these cases necessitates clear and compelling evidence demonstrating that the other party was negligent and that your injuries meet Michigan’s legal threshold for serious impairment. This can often involve gathering medical records, witness statements, and testimonies to build a strong case for the compensation you deserve.
Fighting for the Full Compensation You Deserve
To file a successful third-party lawsuit in Michigan, you must prove that the other driver was at fault and that your own contribution to the accident was not more than 50 percent. Additionally, your injuries must be substantial enough to affect your ability to live a normal life. These legal standards can be difficult to meet without the support of experienced legal counsel. At Biggs & Gunst P.C., we help clients build strong cases and pursue every available avenue for recovery. If you or a loved one has suffered serious harm due to someone else’s negligence, we are here to help you pursue justice and obtain the compensation you deserve beyond your no-fault benefits.
No Fees Unless We Win
If you or a loved one has been injured due to someone else’s negligence, don’t face the legal system alone. We are here to fight for the compensation and justice you need to move forward. Call Biggs & Gunst P.C. at 734-263-2320 today to speak to an attorney.