What to Do After a Boating Accident in Ann Arbor, Michigan

Michigan’s lakes and rivers make Ann Arbor a prime destination for recreational boating. From relaxing cruises on the Huron River to weekends spent on nearby inland lakes, boating is a way of life for many residents. However, with increased activity on the water comes a higher risk of accidents—many of which result in serious injuries.

If you or a loved one has been involved in a boating accident, knowing what to do next can protect your health, your rights, and your ability to recover compensation. Below is a step-by-step guide to help you navigate the aftermath of a boating accident in Ann Arbor, Michigan.

1. Prioritize Safety and Seek Medical Attention

Your first priority after any boating accident is safety. Check yourself and others for injuries and move to a safe location if possible. If anyone is seriously hurt, call 911 immediately.

Even if your injuries seem minor, it’s important to seek medical attention as soon as possible. Some injuries—such as concussions or internal trauma—may not be immediately apparent. Medical records will also play a key role if you pursue a legal claim later.

2. Report the Boating Accident

In Michigan, certain boating accidents must be reported to authorities, especially if they involve:

Injury or death
Property damage over a certain amount
A missing person

You can report the incident to local law enforcement or the Michigan Department of Natural Resources (DNR). Filing an official report creates a documented record, which can be critical when building a legal case.

3. Gather Evidence at the Scene

If you are physically able, collect as much information as possible at the scene. This may include:

Photos or videos of the accident, vessels, and surroundings
Contact information of all parties involved
Names and contact details of witnesses
Weather and water conditions

This evidence can help establish what happened and who may be responsible for the accident.

4. Avoid Admitting Fault

It’s natural to want to apologize after an accident, but avoid making statements that could be interpreted as admitting fault. Liability in boating accidents can be complex and may involve multiple parties, including:

Boat operators
Rental companies
Manufacturers
Other negligent individuals on the water

Let the facts and a qualified attorney determine liability.

5. Notify Your Insurance Company

Report the accident to your insurance provider as soon as possible. Be honest but stick to the facts. Avoid providing recorded statements or accepting settlements before speaking with a lawyer.

Insurance companies often attempt to minimize payouts, so it’s important to understand your rights before agreeing to anything.

6. Understand Michigan Boating Laws

Boating accidents in Michigan may fall under a combination of state law and federal maritime law, depending on where the accident occurred. This can affect:

Liability
Compensation
Filing deadlines

Understanding how these laws apply to your case is essential for protecting your claim.

7. Contact a Boating Accident Attorney in Ann Arbor

After a boating accident, having the right legal support can make a significant difference in the outcome of your case. A knowledgeable attorney can help you:

Investigate the cause of the accident
Determine liability
Handle negotiations with insurance companies
Pursue compensation for medical bills, lost wages, and pain and suffering

Biggs & Gunst P.C. has extensive experience representing injury victims in Ann Arbor and throughout Michigan. Their team understands the legal challenges that come with boating accidents and is committed to helping clients secure the compensation they deserve.

8. Document Your Recovery

Keep detailed records of everything related to your injury and recovery, including:

Medical treatments and expenses
Time missed from work
Pain levels and daily limitations

This documentation can strengthen your case and help ensure you receive full compensation.

Common Causes of Boating Accidents in Ann Arbor

Understanding what leads to boating accidents can also help establish liability. Some of the most common causes include:

Operator inattention
Boating under the influence (BUI)
Excessive speed
Equipment failure
Lack of proper safety equipment

If negligence played a role in your accident, you may be entitled to compensation under Michigan law.

What Compensation Can You Recover?

Victims of boating accidents in Ann Arbor may be eligible to recover damages such as:

Medical expenses
Lost income
Pain and suffering
Rehabilitation costs
Wrongful death damages (in fatal cases)

Every case is unique, which is why working with a trusted law firm like Biggs & Gunst P.C. is essential to understanding the full value of your claim.

Why Choose Biggs & Gunst P.C.

When dealing with the aftermath of a boating accident, you need a law firm that is responsive, experienced, and focused on results. Biggs & Gunst P.C. provides personalized legal support to clients in Ann Arbor and across Michigan.

They take the time to understand your situation, build a strong case, and fight for the compensation you deserve—so you can focus on recovery.