biggs-gunst

Steps to Take If Your MMC Is Under Investigation

Thu, 07 May 2026 16:30:03 GMT

Steps to Take If Your MMC Is Under Investigation

For merchant mariners, your Merchant Mariner Credential (MMC) is essential to your livelihood. If your credential is under investigation by the U.S. Coast Guard, it can put your career, reputation, and financial stability at risk. These investigations often involve serious allegations, and how you respond early on can significantly impact the outcome.

At Biggs & Gunst P.C. , we understand what’s at stake. Our legal team is committed to helping mariners in Ann Arbor and across Michigan protect their credentials and navigate the investigation process with confidence.

Understand the Nature of the Investigation

The first step is to fully understand why your MMC is under investigation. The U.S. Coast Guard may initiate an investigation for reasons such as:

Alleged safety violations
Drug or alcohol-related incidents
Criminal charges or convictions
Misconduct or negligence

You may receive a formal notice outlining the allegations. It’s important to review this carefully and avoid making assumptions about the situation without proper legal guidance.

Do Not Ignore Official Notices

If you receive communication from the Coast Guard, do not ignore it. Deadlines and procedural requirements are strict, and failing to respond in a timely manner can negatively affect your case.

Taking prompt action shows that you are taking the matter seriously and helps preserve your ability to defend your credential.

Avoid Making Statements Without Legal Guidance

During an investigation, you may be asked to provide statements or documentation. While cooperation is important, anything you say can potentially be used against you.

Before providing detailed responses, it is wise to consult with a legal professional who understands MMC investigations. Biggs & Gunst P.C. can help you respond appropriately while protecting your rights.

Gather and Preserve Important Evidence

Start collecting any documentation that may support your case, including:

Employment records
Training certifications
Incident reports
Witness statements

Having organized and accurate information can make a significant difference in how your case is evaluated.

Understand Possible Outcomes

MMC investigations can lead to several outcomes, including:

No action taken
Warning or reprimand
Suspension of your credential
Revocation of your credential

Understanding these possibilities allows you to prepare and take proactive steps to protect your career.

Prepare for a Coast Guard Hearing

In some cases, your situation may proceed to an administrative hearing before a Coast Guard Administrative Law Judge. This is a formal legal process where evidence is presented and arguments are made.

Having strong representation during this stage is critical. Biggs & Gunst P.C. helps mariners prepare for hearings and presents clear, effective arguments on their behalf.

Take Steps to Protect Your Career

Even during an investigation, there may be actions you can take to strengthen your position, such as:

Completing additional training
Demonstrating compliance with regulations
Addressing any underlying issues related to the investigation

Our team at Biggs & Gunst P.C. can guide you on the best steps to take based on your specific situation.

Why Choose Biggs & Gunst P.C.

MMC investigations can be complex and stressful, especially when your ability to work is on the line. At Biggs & Gunst P.C. , we bring a deep understanding of maritime law and the credentialing process to every case.

We work closely with mariners to:

Review and respond to allegations
Develop a strong defense strategy
Represent clients during hearings
Protect their credentials and careers

Call Today to Protect Your Future

If your Merchant Mariner Credential is under investigation, don’t wait to take action. Early legal guidance can make a significant difference in the outcome of your case.

Call Biggs & Gunst P.C. today at 734-263-2320 to schedule your consultation and protect your maritime career.

How to Deal With Insurance Companies After a Car Crash in Michigan

Tue, 05 May 2026 15:45:01 GMT

How to Deal With Insurance Companies After a Car Crash in Michigan

A car accident can turn your life upside down in seconds. Between injuries, vehicle damage, and missed time from work, the last thing you need is the added stress of dealing with insurance companies. While insurers may seem helpful at first, their primary goal is often to limit how much they pay out on claims.

If you’ve been involved in a car crash in Ann Arbor or anywhere in Michigan, understanding how to handle insurance companies is critical to protecting your rights and securing the compensation you deserve. At Biggs & Gunst P.C. , we guide accident victims through every step of this process so they can focus on recovery while we handle the legal side.

Understanding Michigan’s No-Fault Insurance System

Michigan operates under a no-fault insurance system, which means your own insurance company is typically responsible for covering certain expenses after an accident—regardless of who caused it.

These benefits may include:

Medical expenses
Lost wages
Rehabilitation costs
Attendant care services
Transportation to medical appointments

While this system is designed to provide quick access to benefits, insurance companies often scrutinize claims closely and may attempt to reduce or deny payments.

Be Careful What You Say After the Accident

Shortly after a crash, you may receive a call from an insurance adjuster asking for a statement. It’s important to proceed cautiously.

Avoid:

Admitting fault or speculating about what happened
Downplaying your injuries
Providing recorded statements without understanding the implications

Even simple comments can be used later to minimize your claim. Speaking with a legal professional before giving detailed statements can help protect your case.

Don’t Accept the First Settlement Offer

Insurance companies may offer a quick settlement soon after your accident. While it may be tempting to accept, these initial offers are often lower than what your claim is truly worth.

Once you accept a settlement, you typically cannot pursue additional compensation—even if your injuries worsen or require ongoing treatment. Having Biggs & Gunst P.C. review any offer ensures that your rights are protected before you make a decision.

Keep Detailed Records of Everything

Strong documentation is one of the most important factors in a successful claim. Be sure to keep records of:

Medical bills and treatment plans
Lost income and missed work
Vehicle repair estimates
Communication with insurance companies

This information helps demonstrate the full impact of the accident and supports your claim for compensation.

Understand When You Can File a Lawsuit

While no-fault insurance covers many expenses, there are situations where you may be able to file a third-party claim against the at-fault driver. This typically applies when injuries meet Michigan’s “serious impairment” threshold.

A claim may allow you to pursue compensation for:

Pain and suffering
Excess medical expenses
Additional financial losses

The legal process can be complex, which is why working with a trusted law firm like Biggs & Gunst P.C. is so important.

Let an Attorney Handle Insurance Negotiations

Dealing with insurance companies can be overwhelming, especially when you’re recovering from injuries. Having a legal team handle negotiations on your behalf can make a significant difference in the outcome of your case.

At Biggs & Gunst P.C. , we:

Communicate directly with insurance companies
Gather and present strong evidence
Advocate for full and fair compensation
Help ensure your no-fault benefits are properly paid

Our goal is to relieve your stress while protecting your financial future.

Why Choose Biggs & Gunst P.C. After a Car Accident

Accident victims in Ann Arbor trust Biggs & Gunst P.C. because we understand how Michigan’s no-fault system works and how insurance companies operate. We take a proactive approach to every case, ensuring our clients receive the support and guidance they need from start to finish.

Call Today for Trusted Legal Support

If you’ve been injured in a car accident, don’t navigate insurance companies alone. The decisions you make early on can have a lasting impact on your case.

Call Biggs & Gunst P.C. today at 734-263-2320 to schedule your consultation and protect your rights.

What to Do If the Coast Guard Boards Your Vessel in Ann Arbor

Mon, 04 May 2026 06:35:52 GMT

What to Do If the Coast Guard Boards Your Vessel in Ann Arbor

Boating on Michigan’s waterways—whether on the Great Lakes, inland lakes, or connecting rivers—comes with both freedom and responsibility. One of the most important things every vessel owner or operator should understand is what happens when the U.S. Coast Guard boards your vessel .

In Ann Arbor and throughout Michigan, Coast Guard boardings can happen at any time, often without warning. Knowing how to respond can help protect your rights, avoid costly penalties, and ensure compliance with federal maritime law.

Can the Coast Guard Board Your Vessel Without Permission?

Yes. The U.S. Coast Guard has broad authority under federal law to board and inspect vessels without a warrant or probable cause . While officers may ask for permission, they are legally allowed to board even if permission is not granted.

These inspections are typically conducted to:

Ensure compliance with safety regulations
Verify proper documentation
Check for required safety equipment
Enforce federal maritime laws

Because these boardings are lawful, resisting or interfering can lead to serious consequences.

Stay Calm and Compliant

If the Coast Guard boards your vessel, your first priority should be to remain calm and cooperative. Avoid sudden movements and follow all instructions given by officers.

What you should do:

Keep your hands visible
Respond respectfully to questions
Avoid confrontational behavior

Maintaining a professional and composed demeanor can help the inspection proceed smoothly and reduce the likelihood of complications.

Provide Required Documentation

During a boarding, you may be asked to present important documents such as:

Vessel registration or documentation
Identification
Boating licenses (if applicable)
Proof of compliance with safety regulations

Having these documents readily accessible can help expedite the inspection process and demonstrate compliance.

Ensure Your Vessel Meets Safety Requirements

The Coast Guard will often check for required safety equipment, including:

Life jackets for all passengers
Fire extinguishers
Visual distress signals
Sound-producing devices
Navigation lights

Failure to have proper equipment on board can result in citations or fines. Staying prepared before heading out on the water is one of the best ways to avoid issues during an inspection.

Be Mindful of What You Say

While it’s important to cooperate, you should also be mindful of your statements. Avoid guessing or volunteering unnecessary information. If you are unsure about a question, it’s okay to say so.

Statements made during an inspection could later be used in enforcement actions, especially if violations are alleged.

What Happens If a Violation Is Found?

If the Coast Guard identifies a violation during the boarding, they may:

Issue a warning
Provide a citation or fine
Require corrective action
In serious cases, detain the vessel

The outcome depends on the nature and severity of the violation. Even minor issues can lead to financial penalties or further scrutiny if not handled properly.

Why Legal Guidance Matters After a Coast Guard Boarding

If you receive a citation, are facing penalties, or have concerns about how an inspection was conducted, it’s important to seek legal guidance.

Maritime law can be complex, especially when federal regulations are involved. A knowledgeable attorney can help you:

Understand your rights and obligations
Respond to citations or enforcement actions
Communicate with authorities on your behalf
Protect your interests moving forward

Biggs & Gunst P.C. represents vessel owners and operators in Ann Arbor and across Michigan, helping them navigate Coast Guard inspections and related legal matters with confidence.

Common Mistakes to Avoid During a Coast Guard Boarding

Many boaters unintentionally make mistakes that can complicate an inspection. These include:

Arguing with officers
Failing to provide requested documents
Not maintaining required safety equipment
Making inaccurate or inconsistent statements

Avoiding these missteps can help minimize risk and keep the situation under control.

How to Prepare for Future Inspections

Preparation is key when it comes to Coast Guard boardings. To reduce the likelihood of issues:

Conduct regular safety checks on your vessel
Keep all documentation up to date
Ensure required equipment is onboard and functional
Stay informed about Michigan and federal boating laws

Being proactive can help you avoid violations and feel more confident on the water.

Why Choose Biggs & Gunst P.C.

When dealing with Coast Guard inspections or maritime legal concerns, having the right legal support can make all the difference. Biggs & Gunst P.C. understands the unique challenges vessel owners face and provides clear, practical guidance tailored to each situation.

With deep knowledge of maritime law and firsthand boating experience, the firm is well-positioned to help clients in Ann Arbor protect their rights and resolve legal issues efficiently.

Contact Biggs & Gunst P.C. Today

If the Coast Guard has boarded your vessel or you’re facing a potential violation, don’t wait to get legal guidance. Taking action early can help protect your record, your finances, and your future on the water.

Call Biggs & Gunst P.C. at 734-263-2320 to schedule a consultation and learn how they can assist you.

What to Do After a Boating Accident in Ann Arbor, Michigan

Wed, 15 Apr 2026 03:51:08 GMT

What to Do After a Boating Accident in Ann Arbor, Michigan

Michigan’s lakes and rivers make Ann Arbor a prime destination for recreational boating. From relaxing cruises on the Huron River to weekends spent on nearby inland lakes, boating is a way of life for many residents. However, with increased activity on the water comes a higher risk of accidents—many of which result in serious injuries.

If you or a loved one has been involved in a boating accident , knowing what to do next can protect your health, your rights, and your ability to recover compensation. Below is a step-by-step guide to help you navigate the aftermath of a boating accident in Ann Arbor, Michigan.

1. Prioritize Safety and Seek Medical Attention

Your first priority after any boating accident is safety. Check yourself and others for injuries and move to a safe location if possible. If anyone is seriously hurt, call 911 immediately.

Even if your injuries seem minor, it’s important to seek medical attention as soon as possible. Some injuries—such as concussions or internal trauma—may not be immediately apparent. Medical records will also play a key role if you pursue a legal claim later.

2. Report the Boating Accident

In Michigan, certain boating accidents must be reported to authorities, especially if they involve:

Injury or death
Property damage over a certain amount
A missing person

You can report the incident to local law enforcement or the Michigan Department of Natural Resources (DNR). Filing an official report creates a documented record, which can be critical when building a legal case.

3. Gather Evidence at the Scene

If you are physically able, collect as much information as possible at the scene. This may include:

Photos or videos of the accident, vessels, and surroundings
Contact information of all parties involved
Names and contact details of witnesses
Weather and water conditions

This evidence can help establish what happened and who may be responsible for the accident.

4. Avoid Admitting Fault

It’s natural to want to apologize after an accident, but avoid making statements that could be interpreted as admitting fault. Liability in boating accidents can be complex and may involve multiple parties, including:

Boat operators
Rental companies
Manufacturers
Other negligent individuals on the water

Let the facts and a qualified attorney determine liability.

5. Notify Your Insurance Company

Report the accident to your insurance provider as soon as possible. Be honest but stick to the facts. Avoid providing recorded statements or accepting settlements before speaking with a lawyer.

Insurance companies often attempt to minimize payouts, so it’s important to understand your rights before agreeing to anything.

6. Understand Michigan Boating Laws

Boating accidents in Michigan may fall under a combination of state law and federal maritime law, depending on where the accident occurred. This can affect:

Liability
Compensation
Filing deadlines

Understanding how these laws apply to your case is essential for protecting your claim.

7. Contact a Boating Accident Attorney in Ann Arbor

After a boating accident, having the right legal support can make a significant difference in the outcome of your case. A knowledgeable attorney can help you:

Investigate the cause of the accident
Determine liability
Handle negotiations with insurance companies
Pursue compensation for medical bills, lost wages, and pain and suffering

Biggs & Gunst P.C. has extensive experience representing injury victims in Ann Arbor and throughout Michigan. Their team understands the legal challenges that come with boating accidents and is committed to helping clients secure the compensation they deserve.

8. Document Your Recovery

Keep detailed records of everything related to your injury and recovery, including:

Medical treatments and expenses
Time missed from work
Pain levels and daily limitations

This documentation can strengthen your case and help ensure you receive full compensation.

Common Causes of Boating Accidents in Ann Arbor

Understanding what leads to boating accidents can also help establish liability. Some of the most common causes include:

Operator inattention
Boating under the influence (BUI)
Excessive speed
Equipment failure
Lack of proper safety equipment

If negligence played a role in your accident, you may be entitled to compensation under Michigan law.

What Compensation Can You Recover?

Victims of boating accidents in Ann Arbor may be eligible to recover damages such as:

Medical expenses
Lost income
Pain and suffering
Rehabilitation costs
Wrongful death damages (in fatal cases)

Every case is unique, which is why working with a trusted law firm like Biggs & Gunst P.C. is essential to understanding the full value of your claim.

Why Choose Biggs & Gunst P.C.

When dealing with the aftermath of a boating accident, you need a law firm that is responsive, experienced, and focused on results. Biggs & Gunst P.C. provides personalized legal support to clients in Ann Arbor and across Michigan.

They take the time to understand your situation, build a strong case, and fight for the compensation you deserve—so you can focus on recovery.

Schedule a Consultation Today

If you’ve been injured in a boating accident in Ann Arbor, don’t wait to get legal help. The sooner you act, the stronger your case may be.

Call Biggs & Gunst P.C. at 734-263-2320 to schedule your consultation and learn how they can help you move forward after a boating accident.

Common Causes of Boating Accidents in Michigan Waters

Sat, 11 Apr 2026 16:30:00 GMT

Common Causes of Boating Accidents in Michigan Waters

Michigan’s lakes and waterways attract thousands of boaters each year, offering everything from peaceful fishing trips to high-speed recreational activities. While boating is a popular pastime, it also comes with serious risks. Accidents on the water can lead to severe injuries, property damage, and even fatalities.

If you or a loved one has been injured in a boating accident , understanding what caused the incident is essential for protecting your rights. At Biggs & Gunst P.C. , we help victims throughout Ann Arbor and across Michigan identify liability and pursue the compensation they deserve.

Operator Inattention

One of the leading causes of boating accidents in Michigan is simple inattention. Boat operators who are distracted by passengers, devices, or surroundings may fail to notice hazards such as other vessels, swimmers, or changing water conditions.

Even a brief lapse in attention can result in collisions or dangerous situations. When negligence like this leads to an accident, legal action may be necessary to hold the responsible party accountable.

Excessive Speed

Speeding on the water reduces reaction time and increases the severity of accidents. Many boaters underestimate how quickly conditions can change, especially in crowded lakes or areas with limited visibility.

High-speed collisions often result in serious injuries, making it critical to investigate whether reckless operation contributed to the crash. Biggs & Gunst P.C. works to uncover these details and build strong claims for injured clients.

Boating Under the Influence (BUI)

Operating a boat under the influence of alcohol or drugs is a major factor in many boating accidents. Impaired judgment, slower reaction times, and reduced coordination can create dangerous conditions for everyone on the water.

Michigan law prohibits boating under the influence, and violations can play a key role in establishing liability. Our team at Biggs & Gunst P.C. helps clients understand how these factors impact their case.

Inexperienced or Untrained Operators

Boating requires knowledge of navigation rules, safety procedures, and proper handling techniques. Inexperienced operators may not know how to respond to emergencies or avoid hazards.

When lack of training contributes to an accident, it may strengthen a claim for compensation. Biggs & Gunst P.C. evaluates all aspects of the incident to determine how operator behavior played a role.

Equipment Failure

Mechanical issues such as engine failure, steering problems, or faulty safety equipment can lead to serious accidents. In some cases, liability may extend beyond the boat operator to manufacturers or maintenance providers.

Our legal team investigates whether defective equipment or improper maintenance contributed to the incident and works to hold all responsible parties accountable.

Hazardous Weather Conditions

Michigan’s weather can change quickly, especially on large bodies of water. Strong winds, storms, and rough waves can create dangerous conditions for even experienced boaters.

Operators who fail to monitor weather conditions or choose to continue boating in unsafe environments may be held responsible for resulting accidents.

Poor Visibility

Limited visibility due to fog, darkness, or obstructions can increase the risk of collisions. Boaters must take extra precautions in these conditions, including reducing speed and using proper lighting.

Failure to adjust to low visibility can be considered negligent behavior in a boating accident case.

Why Legal Guidance Matters After a Boating Accident

Boating accident claims can involve both Michigan law and federal maritime law, depending on where and how the accident occurred. Determining liability and navigating these legal frameworks can be complex.

At Biggs & Gunst P.C. , we:

Investigate the cause of the accident
Identify all responsible parties
Gather evidence to support your claim
Handle insurance negotiations
Fight for full and fair compensation

We are committed to helping Ann Arbor clients move forward after a serious boating injury.

How Biggs & Gunst P.C. Supports Boating Accident Victims

Boating accidents can have lasting consequences, from physical injuries to financial strain. At Biggs & Gunst P.C., we take every case seriously and work closely with our clients to ensure their rights are protected.

Our goal is to help you recover compensation so you can focus on healing and getting your life back on track.

Call Today for a Consultation

If you’ve been injured in a boating accident in Michigan, don’t wait to take action. Understanding the cause of the accident is key to building a strong case.

Call Biggs & Gunst P.C. today at 734-263-2320 to schedule your consultation and protect your rights.

Steps to Take Immediately After an Animal Attack Injury in Ann Arbor, Michigan

Wed, 08 Apr 2026 14:20:43 GMT

Steps to Take Immediately After an Animal Attack Injury in Ann Arbor, Michigan

Animal attacks can happen without warning and leave victims dealing with painful injuries, emotional distress, and unexpected medical bills. Whether it’s a dog bite or another animal-related injury, knowing what to do in the moments and days following the incident can make a significant difference in both your recovery and your legal claim.

At Biggs & Gunst P.C. , our Ann Arbor legal team is dedicated to helping victims take the right steps after an animal attack and pursue the compensation they deserve under Michigan law.

1. Get to Safety Immediately

Your first priority after an animal attack is to remove yourself from danger. Move to a secure location away from the animal to prevent further injury. If the attack occurred in a public place, seek assistance from nearby individuals or authorities.

2. Seek Medical Attention Right Away

Even if your injuries seem minor, it’s critical to get medical care as soon as possible. Animal bites can lead to infections, nerve damage, or more serious complications. Prompt medical treatment also creates documentation that can support your claim later.

3. Identify the Animal and Its Owner

If possible, gather information about the animal and its owner. This includes:

Owner’s name and contact information
Vaccination records (especially rabies status)
Description of the animal

In Michigan, pet owners are held strictly liable for injuries caused by their animals, which makes identifying the responsible party essential.

4. Report the Incident

Report the attack to your local animal control agency or police department in Ann Arbor. Filing an official report helps document the incident and may prevent future attacks. It also strengthens your legal case by providing an official record.

5. Document Everything

Take photos of your injuries, the location of the attack, and any visible hazards. Keep records of:

Medical treatments and expenses
Lost wages due to missed work
Pain, suffering, or emotional distress

Detailed documentation can play a key role in building a strong claim.

6. Avoid Speaking with Insurance Companies Alone

After an animal attack, insurance companies may contact you quickly. Their goal is often to minimize payouts. Avoid giving recorded statements or accepting settlements without understanding your rights. Having legal guidance can help protect your interests.

7. Contact an Ann Arbor Animal Attack Attorney

Navigating a dog bite or animal attack claim in Michigan can be challenging, especially when dealing with strict liability laws and insurance companies. That’s where Biggs & Gunst P.C. can help.

Our legal team will:

Investigate the incident thoroughly
Gather evidence to support your claim
Handle negotiations with insurance companies
Fight for full compensation on your behalf

Why Choose Biggs & Gunst P.C.

Animal attack victims in Ann Arbor turn to Biggs & Gunst P.C. because we understand how overwhelming these situations can be. From the moment you contact us, we focus on providing clear guidance and strong representation so you can concentrate on healing.

Call Today for a Consultation

If you or a loved one has been injured in an animal attack, don’t wait to take action. The sooner you speak with an attorney, the stronger your case can be.

Call Biggs & Gunst P.C. today at 734-263-2320 to schedule your consultation and protect your rights.

Common Reasons the U.S. Coast Guard Initiates S&R Actions

Thu, 12 Mar 2026 17:30:05 GMT

Common Reasons the U.S. Coast Guard Initiates S&R Actions

For licensed mariners, few situations are more stressful than receiving notice of a Suspension and Revocation (S&R) action from the U.S. Coast Guard. Your license is not just a credential—it represents your livelihood, reputation, and years of experience on the water. When the Coast Guard believes a mariner’s conduct or performance may threaten safety, it can initiate formal administrative proceedings that put everything at risk.

At Biggs & Gunst P.C. , our Ann Arbor admiralty attorneys understand what is at stake. With leadership that includes a founding partner who has held a Coast Guard captain’s license for over 15 years, our firm brings real maritime insight to defending licensed mariners facing S&R actions in Michigan and across the Great Lakes region.

What Is a Coast Guard S&R Action?

A Suspension and Revocation action is an administrative enforcement process used by the U.S. Coast Guard to address alleged misconduct, negligence, or incompetence by licensed mariners. These proceedings can result in penalties ranging from a temporary suspension to permanent revocation of a Merchant Mariner Credential (MMC).

S&R cases are not criminal trials, but the consequences can be just as serious. That’s why having experienced legal guidance early in the process is critical.

Negligence or Misconduct

One of the most common reasons the Coast Guard initiates an S&R action is alleged negligence or misconduct . This may include actions that the Coast Guard believes endangered the vessel, crew, passengers, or environment. Even a single incident—such as an operational mistake or failure to follow procedures—can trigger scrutiny.

Biggs & Gunst P.C. helps mariners respond strategically to these allegations, ensuring their side of the story is clearly presented and supported.

Drug or Alcohol Allegations

Accusations involving drug or alcohol use are taken extremely seriously by the Coast Guard. Positive test results, refusal to test, or alleged impairment while on duty frequently lead to S&R proceedings.

These cases often involve technical testing standards and procedural requirements. Our Ann Arbor maritime attorneys carefully review how evidence was obtained and whether Coast Guard protocols were properly followed.

Incompetence or Lack of Skill

The Coast Guard may initiate an S&R action if it believes a mariner lacks the necessary skill or judgment to safely perform their duties. This can stem from navigation errors, poor decision-making, or incidents suggesting an inability to meet professional standards.

Logbook, Documentation, and Regulatory Violations

Failure to maintain accurate logbooks, improper documentation, or violations of Coast Guard regulations are another frequent basis for S&R actions. While these issues may seem administrative, they can still lead to severe consequences for licensed mariners.

Our firm assists mariners in addressing these allegations and protecting their credentials from unnecessary penalties.

Criminal Conduct or Off-Duty Incidents

In some cases, criminal charges—whether maritime-related or not—can prompt the Coast Guard to take action against a mariner’s license. Even off-duty conduct may be scrutinized if it raises concerns about fitness or judgment.

Biggs & Gunst P.C. helps mariners understand how outside legal matters can impact their credentials and how to respond appropriately.

Why Early Legal Defense Matters

Once an S&R investigation begins, everything you say or submit can affect the outcome. Early involvement by a knowledgeable maritime law firm can help protect your rights, your license, and your future career opportunities.

Biggs & Gunst P.C. stands by licensed mariners at every stage of the S&R process—from initial investigation through hearings and appeals.

Speak With an Ann Arbor Maritime License Defense Attorney

If you are facing a Coast Guard Suspension and Revocation action, you don’t have to navigate the process alone. Protecting your maritime license requires legal guidance grounded in real maritime experience.

Call Biggs & Gunst P.C. today at 734-263-2320 to discuss your situation and learn how we can help defend your license, livelihood, and reputation.

Can the Coast Guard Board Your Vessel Without Permission? Know Your Rights

Thu, 12 Feb 2026 18:00:08 GMT

Can the Coast Guard Board Your Vessel Without Permission? Know Your Rights

As a vessel owner or operator, one of the most important legal questions you may face is this: Can the U.S. Coast Guard board your vessel without your permission? Whether you operate in Michigan’s inland waters, the Great Lakes, or coastal routes, the answer has serious implications for your rights, your operations, and your legal responsibilities.

At Biggs & Gunst P.C. , our maritime attorneys understand Coast Guard procedures and help clients navigate vessel inspections and boardings with confidence and clarity.

Does the Coast Guard Have the Right to Board Your Vessel?

Yes. Under U.S. law, the Coast Guard has broad authority to board and inspect vessels subject to U.S. jurisdiction. This authority applies whether the vessel is commercial, recreational, foreign-flagged, or U.S.-flagged. In many situations, Coast Guard personnel may approach your vessel and initiate a boarding without your explicit consent.

However, having rights during the process is just as important as understanding the Coast Guard’s authority.

When Can the Coast Guard Board Your Boat Without Permission?

The Coast Guard may board your vessel without permission in several circumstances, including:

1. Routine Safety and Compliance Inspections

The Coast Guard conducts inspections to verify compliance with safety, security, and environmental regulations. These routine checks do not require a warrant, and Coast Guard personnel may board to inspect documentation, safety equipment, and vessel conditions.

2. Reasonable Suspicion of a Violation

If the Coast Guard has reasonable grounds to suspect a violation of maritime law or safety standards, they may board without seeking permission.

3. Vessel in U.S. Waters or Under U.S. Jurisdiction

Any vessel within U.S. territorial waters or under U.S. registration is subject to Coast Guard boarding authority.

What Are Your Rights During a Coast Guard Boarding?

Even though the Coast Guard has the authority to board your vessel, you still have rights that protect you and your operations. These include:

Right to Know the Reason for Boarding

You can ask Coast Guard personnel to explain why they are boarding and what they intend to inspect.

Right to Observe the Inspection

You or your representative can remain on the vessel and observe the inspection process.

Right to Documentation

If the Coast Guard issues citations, recommendations, or enforcement actions, you have the right to receive copies of all official paperwork.

If you’re unsure of how to handle a boarding, or if a boarding turns into an enforcement action or potential violation, Biggs & Gunst P.C. can help protect your rights and guide you through every step.

When Should You Contact a Maritime Attorney?

A Coast Guard boarding isn’t always cause for concern. But there are times when the circumstances of the boarding, or actions taken after boarding, raise complex legal and operational issues. Consider contacting a maritime attorney if:

You receive a warning, citation, or detention order
There is a dispute about the reason for boarding
You believe your rights were violated during the boarding
You face civil penalties or enforcement action

Our Ann Arbor maritime law firm assists vessel owners and operators throughout Michigan with legal guidance related to Coast Guard inspections, boardings, and enforcement matters.

What Happens After a Coast Guard Inspection?

After boarding and inspection, the Coast Guard may:

Take no further action
Issue a warning or recommendation
Impose fines or civil penalties
Detain the vessel until compliance issues are resolved

Each of these outcomes has legal and financial implications. With Biggs & Gunst P.C. on your side, you’ll have attorneys who understand your rights, explain your options, and represent your interests with clarity and confidence.

Know Your Rights on the Water

The Coast Guard’s authority to board vessels without permission is broad—but your rights as a vessel owner matter. Knowing how to respond, what to expect, and when to seek legal help can make all the difference.

If you have questions about Coast Guard boarding procedures, vessel inspections, or potential legal issues arising from a boarding or inspection, don’t wait to get guidance.

Call Biggs & Gunst P.C. today at (734) 263-2320 for reliable support. Our maritime attorneys are ready to assist you with every phase of Coast Guard interactions.

What Is the Jones Act and How Does It Protect Injured Mariners in Michigan?

Thu, 15 Jan 2026 17:00:06 GMT

What Is the Jones Act and How Does It Protect Injured Mariners in Michigan?

Working as a professional mariner is one of the most dangerous occupations in the United States. From slippery decks and heavy machinery to long hours and harsh weather on the Great Lakes, maritime workers face risks every day. When injuries occur, traditional workers’ compensation laws often do not apply. Instead, injured seamen may be protected under a powerful federal law known as the Jones Act .

At Biggs & Gunst P.C. , our Ann Arbor maritime attorneys understand the realities of life at sea—not just from a legal standpoint, but from real-world experience as former professional mariners in Michigan. This background allows our firm to fight effectively for injured maritime workers throughout Michigan and the Great Lakes region.

What Is the Jones Act?

The Jones Act , formally known as the Merchant Marine Act of 1920, is a federal law that gives injured seamen the right to pursue compensation directly from their employer when negligence plays a role in their injury.

Unlike land-based employees, mariners are not covered by standard workers’ compensation systems. The Jones Act fills this gap by allowing injured seamen to file claims against vessel owners, operators, or employers whose actions—or failures—led to unsafe working conditions.

Who Is Protected Under the Jones Act?

To qualify for protection under the Jones Act, an injured worker must generally:

Be classified as a seaman
Spend a significant portion of their work time aboard a vessel
Contribute to the function or mission of the vessel
Be injured while working in service of the vessel

This can include crew members on cargo ships, tugboats, barges, ferries, and other commercial vessels operating on Michigan waterways or the Great Lakes—even if the vessel was docked at the time of the injury.

If you’re unsure whether you qualify, the Ann Arbor Jones Act lawyers at Biggs & Gunst P.C. can review your situation and explain your rights.

How the Jones Act Protects Injured Mariners in Michigan

The Jones Act offers injured mariners protections that are often broader than traditional injury claims, including the right to pursue compensation for:

Medical expenses
Lost wages and future earning capacity
Pain and suffering
Long-term or permanent disability
Rehabilitation costs

Michigan mariners injured on commercial vessels may also be entitled to maintenance and cure , which requires employers to pay for basic living expenses and medical care while the seaman recovers.

At Biggs & Gunst P.C. , we help injured mariners pursue the full range of compensation allowed under maritime law—not just what an employer or insurance company is willing to offer.

Employer Negligence Under the Jones Act

One of the most important aspects of the Jones Act is its focus on employer negligence. A maritime employer may be held responsible for injuries caused by:

Unsafe working conditions
Inadequate training or supervision
Faulty or poorly maintained equipment
Failure to follow safety regulations
Understaffed or overworked crews

Even a small amount of negligence can be enough to support a Jones Act claim. Our Ann Arbor maritime attorneys know how to investigate vessel operations, crew practices, and safety failures to build strong cases for injured seamen.

Why Michigan Mariners Trust Biggs & Gunst P.C.

What sets Biggs & Gunst P.C. apart is our firsthand understanding of maritime work. As former professional mariners, our attorneys know what life aboard a commercial vessel is really like—and how quickly unsafe conditions can lead to serious injuries.

Our firm is proud to represent injured mariners in Ann Arbor and across Michigan, guiding them through complex maritime laws while standing up to powerful shipping companies and insurers.

Speak With an Ann Arbor Jones Act Lawyer Today

If you or a loved one has been injured while working on a commercial vessel in Michigan, you do not have to face the legal process alone. The Jones Act provides important protections—but enforcing those rights requires knowledgeable legal guidance.

Call Biggs & Gunst P.C. today at 734-263-2320 to discuss your Jones Act injury claim and learn how we can help you pursue the compensation you deserve.

Can I Sue for a Dog Bite in Michigan?

Thu, 11 Dec 2025 19:30:03 GMT

Can I Sue for a Dog Bite in Michigan?

A dog bite can be a frightening and life-altering experience. Beyond the immediate pain and shock, victims often face serious injuries, infection risks, medical expenses, and lasting emotional trauma. Whether you were bitten while walking in your neighborhood or your child was attacked by a dog at a friend’s home, you may wonder: Can I sue for a dog bite in Michigan?

The answer is yes — under Michigan law, dog bite victims have clear rights to pursue compensation. At Biggs & Gunst P.C ., our Ann Arbor attorneys help injured individuals and families hold negligent dog owners accountable and recover what they deserve.

Michigan’s Dog Bite Law: Strict Liability for Owners

Michigan is a strict liability state when it comes to dog bites. This means that dog owners are legally responsible for injuries caused by their dogs, even if the animal has never shown aggression before or the owner didn’t believe it would bite.

Under Michigan Compiled Laws Section 287.351, a dog owner can be held liable if:

The bite occurred without provocation.
The victim was lawfully on public property or legally on private property (including the dog owner’s property).
The bite caused injury.

This law ensures that victims do not need to prove negligence — only that the bite happened under qualifying circumstances.

When You May Have a Legal Claim

You may have grounds to file a dog bite claim or lawsuit in Michigan if:

You were bitten or attacked by a dog and sustained physical injuries.
The incident occurred in a public space or while you were legally on private property.
You did not provoke the animal.

Even if the owner argues that you trespassed or provoked the dog, an attorney can help investigate the circumstances and determine whether you still have a valid claim.

Dog owners are also responsible for ensuring their pets are properly leashed, confined, and controlled. When they fail to do so and someone is injured, they may be held liable for damages.

Common Injuries From Dog Bites

Dog bite injuries can range from minor cuts to severe trauma requiring reconstructive surgery. Common injuries include:

Deep puncture wounds and lacerations
Nerve or tendon damage
Facial or hand injuries
Scarring and disfigurement
Infections such as rabies or sepsis
Emotional distress, including anxiety or fear of animals

These injuries can lead to long-term physical and emotional challenges, particularly for children or older adults.

Damages You Can Recover in a Dog Bite Lawsuit

If you’ve been bitten by a dog in Michigan, you may be entitled to recover compensation for:

Medical expenses (emergency care, surgery, physical therapy)
Future medical treatment or cosmetic procedures
Lost income from missed work
Pain and suffering
Emotional trauma or mental anguish
Scarring and permanent disability

Each case is unique. The amount of compensation depends on the severity of your injuries and their impact on your daily life.

What to Do After a Dog Bite

Taking the right steps immediately after an attack can protect your health and strengthen your case:

Seek medical attention immediately. Even small bites can lead to serious infections.
Report the incident to your local animal control or law enforcement agency.
Collect information about the dog and its owner, including contact details and vaccination records.
Take photos of your injuries, the scene, and the dog if possible.
Document everything, including medical visits, bills, and communications with the dog’s owner.
Contact an attorney who handles dog bite cases to discuss your legal options.

The sooner you act, the easier it is to preserve evidence and pursue a successful claim.

Who Pays for a Dog Bite Claim?

In most Michigan dog bite cases, the dog owner’s homeowner’s insurance or renter’s insurance covers the claim. These policies often include liability coverage for injuries caused by pets, up to certain limits.

An attorney can help file a claim with the appropriate insurance provider and ensure the settlement offer reflects the full value of your losses. If the insurer refuses to cooperate, a lawsuit may be necessary to pursue full compensation.

Time Limits for Filing a Dog Bite Lawsuit in Michigan

Michigan’s statute of limitations for personal injury and dog bite cases is typically three years from the date of the attack. Failing to file within this time frame may prevent you from recovering damages.

Because evidence can fade and witnesses can be difficult to reach over time, it’s important to act quickly after the incident.

How Biggs & Gunst P.C. Helps Dog Bite Victims

At Biggs & Gunst P.C. , we understand how traumatic a dog bite can be — physically, emotionally, and financially. Our Ann Arbor attorneys are committed to standing up for victims and ensuring negligent dog owners are held accountable for the harm their animals cause.

We handle the legal process so you can focus on healing. Whether your case involves a severe injury, a child victim, or long-term scarring, we provide the guidance and representation you need to move forward.

To discuss your case, call 734-263-2320 or visit www.biggsgunst.com to schedule a confidential consultation.

Let our team help you pursue justice, recovery, and peace of mind.

What to Expect During a U.S. Coast Guard Vessel Inspection

Tue, 02 Dec 2025 20:30:01 GMT

What to Expect During a U.S. Coast Guard Vessel Inspection

Operating a vessel on Michigan’s inland lakes or the Great Lakes comes with incredible freedom — but also serious responsibilities. Whether you run a charter business, manage a commercial vessel, or simply enjoy recreational boating, staying compliant with U.S. Coast Guard inspection requirements is essential for safety and legal compliance.

At Biggs & Gunst P.C. , our attorneys are mariners themselves, with firsthand knowledge of the Coast Guard inspection process. We help vessel owners and operators throughout Michigan prepare for, respond to, and resolve issues that arise during these inspections.

Why the Coast Guard Conducts Vessel Inspections

The U.S. Coast Guard (USCG) conducts vessel inspections to ensure safety, compliance, and environmental protection across all navigable waters — including the Great Lakes and connected inland rivers. These inspections are designed to verify that your vessel meets federal regulations for construction, equipment, documentation, and operation.

While inspections often focus on commercial vessels , any boat on U.S. waters — including recreational and charter vessels — may be subject to boarding and inspection.

The Coast Guard’s Authority to Board and Inspect

Under federal law, the Coast Guard has the authority to board and inspect any vessel operating in U.S. waters without probable cause or prior notice. Officers may request permission to board, but they are legally authorized to do so with or without your consent.

During an inspection, officers typically review documentation, safety equipment, and operational readiness to ensure compliance with maritime safety standards. Remaining calm, courteous, and cooperative helps ensure a smooth process.

Types of Coast Guard Vessel Inspections

There are several kinds of inspections, depending on your vessel type and purpose of operation:

Routine Safety Checks:
Random or scheduled boardings that assess compliance with safety equipment requirements, navigation lights, fire extinguishers, and life-saving gear.
Commercial Vessel Inspections:
Required for charter boats, passenger vessels, and commercial operations. These inspections cover documentation, crew licensing, hull integrity, and machinery condition.
Environmental and Pollution Inspections:
Evaluate waste management, fuel containment, and pollution prevention measures — particularly for larger vessels.
Incident or Complaint-Based Inspections:
Conducted after accidents, complaints, or suspected violations of maritime regulations.

Understanding the purpose of your inspection can help you prepare the right documentation and respond confidently.

What the Coast Guard Typically Reviews

During an inspection or boarding, the Coast Guard will examine a variety of safety and compliance factors, including:

Vessel documentation and registration
Crew licenses and credentials (if applicable)
Safety gear – life jackets, flares, horns, and throwable flotation devices
Fire extinguishers and firefighting systems
Navigation lights and signaling equipment
Emergency procedures and drills
Pollution prevention equipment (bilge, fuel, waste systems)
Logbooks and maintenance records
Hull condition and structural integrity

Vessel operators should ensure all equipment is operational, accessible, and properly maintained before each voyage.

How to Prepare for a Coast Guard Vessel Inspection

Preparation is key to passing a vessel inspection without delay or penalty. Here are a few practical steps:

Keep all documentation current and onboard.
This includes registration, insurance, and Coast Guard documentation for commercial or charter vessels.
Perform regular safety checks.
Verify that all required safety equipment is present, functional, and within expiration dates.
Train your crew or passengers.
Everyone aboard should understand emergency procedures and the location of safety gear.
Maintain clear records.
Log inspections, repairs, and maintenance to demonstrate compliance and diligence.
Stay calm and cooperative during the inspection.
Being courteous and transparent helps ensure the process goes smoothly.

Common Issues Found During Inspections

Even experienced boaters can overlook key compliance areas. The most common issues identified during inspections include:

Expired or missing fire extinguishers
Insufficient life jackets or throwable devices
Nonfunctional navigation lights
Unsecured fuel lines or electrical hazards
Lapsed documentation or improper vessel registration
Poorly maintained pollution prevention systems

Addressing these potential problems before heading out on the water can save time, stress, and fines.

What Happens If You Fail an Inspection?

If deficiencies are found, the Coast Guard may issue a written report , require corrective action, or in serious cases, restrict or terminate the voyage until issues are resolved.

Violations can lead to civil penalties or fines, particularly if the issue involves safety hazards, environmental violations, or unlicensed operations.

If you’ve received a notice of violation or face enforcement action after an inspection, it’s important to seek legal advice. The right representation can help clarify your options and protect your vessel’s operation.

How Biggs & Gunst P.C. Helps Vessel Owners

At Biggs & Gunst P.C. , our maritime attorneys are also experienced mariners who understand both the legal and operational sides of Coast Guard compliance.

We assist vessel owners and operators across Ann Arbor and throughout Michigan with:

Preparing for inspections and compliance audits
Responding to Coast Guard citations or violations
Advising on documentation and regulatory issues
Representing clients in enforcement proceedings

Whether you operate a recreational vessel, a charter fleet, or a commercial boat, our team can guide you through the inspection process and help you stay compliant under federal and maritime law.

Contact Biggs & Gunst P.C. for Maritime Legal Guidance

If you have an upcoming Coast Guard vessel inspection or received a violation notice, Biggs & Gunst P.C. can help you understand your rights, prepare effectively, and resolve compliance issues efficiently.

Call 734-263-2320 or visit www.biggsgunst.com to schedule a confidential consultation today.

Our attorneys proudly serve Michigan’s boating and maritime communities, offering real-world legal guidance for vessel owners, charter operators, and marine professionals.

What Qualifies as a Wrongful Death in Michigan?

Thu, 13 Nov 2025 18:15:03 GMT

What Qualifies as a Wrongful Death in Michigan?

The loss of a loved one is one of life’s most painful experiences, especially when that loss is caused by someone else’s careless or wrongful actions. Families facing this kind of tragedy often struggle with emotional pain, financial burdens, and the need for accountability.

At Biggs & Gunst P.C. , we help families in Ann Arbor and throughout Michigan understand what qualifies as a wrongful death and how to seek justice through the legal process. While no lawsuit can replace the person you’ve lost, pursuing a wrongful death claim can provide a sense of closure and help ease the financial strain that often follows such a devastating event.

What Is a Wrongful Death ?

Under Michigan law (MCL 600.2922), a wrongful death occurs when a person’s death results from another party’s wrongful act, neglect, or fault. In other words, if the victim could have filed a personal injury lawsuit had they survived, their family may have the right to pursue a wrongful death claim on their behalf.

A wrongful death claim allows surviving family members to hold negligent individuals or entities accountable for their actions and to recover damages related to their loss.

Common Causes of Wrongful Death in Michigan

Wrongful death cases can arise from many types of accidents or negligent acts. Some of the most common causes include:

Motor Vehicle Accidents: Fatal crashes involving distracted, impaired, or reckless drivers.
Medical Negligence: Situations where healthcare providers fail to deliver appropriate care, leading to fatal outcomes such as surgical errors, misdiagnoses, or delayed treatment.
Workplace Accidents: Fatal injuries caused by unsafe working environments, equipment malfunctions, or employer negligence.
Defective Products: Deaths caused by unsafe or malfunctioning consumer products, vehicles, or machinery.
Premises Liability: Fatal injuries resulting from dangerous property conditions, such as inadequate security or hazardous walkways.
Criminal Acts: Deaths resulting from intentional violence or misconduct, where a civil claim may proceed alongside criminal charges.

Each case is unique, but the central issue is negligence — a failure to act with reasonable care that directly leads to someone’s death.

Who Can File a Wrongful Death Claim in Michigan?

Michigan law requires that the personal representative of the deceased person’s estate file the wrongful death claim. This person may be named in the deceased’s will or appointed by the probate court.

The claim is brought on behalf of the surviving family members who suffered from the loss. Eligible beneficiaries can include:

The spouse
Children, including adopted children
Parents or grandparents
Siblings
Stepchildren
Anyone financially dependent on the deceased

Once a settlement or verdict is reached, the court will determine how the damages are distributed among the family members.

Damages Available in a Wrongful Death Claim

While no amount of money can truly make up for such a loss, a wrongful death claim can help relieve financial stress and provide stability for the future. Damages that may be recovered include:

Funeral and burial expenses
Medical bills related to the fatal injury or illness
Loss of income and future financial support
Pain and suffering experienced by the deceased before death
Loss of companionship, care, and guidance for surviving family members

Each case is evaluated individually to determine what compensation is appropriate based on the circumstances and impact of the loss.

The Time Limit to File a Wrongful Death Claim

In most cases, a wrongful death claim in Michigan must be filed within three years of the date of death. Certain factors, such as delayed discovery of negligence, may affect this time frame. Acting quickly ensures important evidence is preserved and allows your attorney to begin building a strong case as soon as possible.

Why Wrongful Death Claims Matter

A wrongful death claim is about more than financial recovery. It is a means of achieving accountability and justice. By holding negligent parties responsible, families not only find closure but also help prevent similar tragedies in the future.

At Biggs & Gunst P.C., we understand that pursuing legal action is a deeply personal decision. Our goal is to help families make informed choices while providing clear, compassionate legal guidance every step of the way.

How Biggs & Gunst P.C. Supports Families in Ann Arbor

When negligence leads to the loss of a loved one, families should not have to face the legal process alone. The attorneys at Biggs & Gunst P.C . are committed to helping families in Ann Arbor and across Michigan seek justice and find peace of mind.

We take the time to listen, explain your options, and handle the legal process so you can focus on healing. If your family has suffered a wrongful death, we are here to provide guidance, strength, and advocacy.

Call 734-263-2320 or visit Biggs & Gunst P.C. to schedule a confidential consultation today. Together, we can pursue accountability and help you take the next step toward closure.

Who Is Liable in a Michigan Boating Accident?

Tue, 04 Nov 2025 19:00:03 GMT

Who Is Liable in a Michigan Boating Accident?

With more than 26,000 inland lakes and access to four of the five Great Lakes, Michigan is one of the most popular states in the country for boating. Unfortunately, as boating activity increases, so does the risk of serious accidents. When collisions, injuries, or fatalities occur on the water, determining who is legally responsible becomes essential for victims and their families.

At Biggs & Gunst P.C. , we help individuals and families across Michigan understand their rights and pursue justice after boating accidents. Whether your case involves a recreational vessel, a rented watercraft, or a commercial operation, understanding liability is the first step toward recovery.

Understanding Liability in Michigan Boating Accidents

Liability refers to legal responsibility for the harm caused by a boating accident. Michigan law allows injured parties to pursue compensation when another person or entity’s negligence contributes to an accident.

Negligence occurs when someone fails to exercise reasonable care on the water—such as speeding, boating under the influence, or ignoring safety rules—and their actions result in injuries or property damage.

Depending on the circumstances, one or more parties may share liability.

Potentially Liable Parties in a Boating Accident

Determining who is liable after a boating accident can be complex. Below are some of the most common parties who may bear responsibility.

1. The Boat Operator

The most common source of liability in a boating accident is the operator . If the operator acted carelessly—by speeding, failing to keep a lookout, or operating while intoxicated—they can be held responsible for resulting injuries or damage.

Michigan law prohibits operating a vessel while under the influence of alcohol or drugs, and violations can lead to both criminal charges and civil liability.

2. The Boat Owner

Even if the owner wasn’t operating the boat at the time of the accident, they may still be liable in certain cases. Owners are responsible for ensuring their vessel is maintained properly and that anyone operating it is qualified and safe. Allowing an inexperienced or intoxicated person to operate their boat can result in legal responsibility for any harm caused.

3. Rental or Charter Companies

If you rented or chartered a boat, the rental company may share liability if it failed to maintain the vessel, didn’t provide proper safety equipment, or failed to instruct renters on safe operation.

Companies that put profit before safety can be held accountable for negligence that leads to injury or loss.

4. Boat or Equipment Manufacturers

If a mechanical or equipment failure caused the accident—such as a defective steering system, engine, or fuel line—the manufacturer or distributor could be liable under product liability laws. Defective design, manufacturing errors, or inadequate warnings can all create grounds for a claim.

5. Other Boaters or Watercraft Operators

In multi-vessel accidents, another boat operator may be fully or partially at fault. Common examples include reckless navigation, failure to yield, or not adhering to boating traffic rules.

Michigan follows a comparative fault rule, meaning liability can be shared among multiple parties depending on each person’s degree of fault.

Common Causes of Michigan Boating Accidents

Understanding what causes most boating accidents can also help determine who’s responsible. Common causes include:

Operating under the influence (OUI)
Speeding or reckless operation
Operator inattention or inexperience
Equipment failure or poor maintenance
Violating navigation or right-of-way rules
Overcrowded or overloaded vessels
Hazardous weather or water conditions

Every case is unique, and identifying the underlying cause is a crucial step in establishing liability.

How Liability Is Determined

Investigating a boating accident often involves reviewing police or Coast Guard reports, interviewing witnesses, and examining the condition of the vessel and safety equipment. Key evidence can include:

Photos of the scene or damage
GPS or marine radio data
Witness statements
Maintenance and inspection records
Toxicology or OUI test results

An attorney can help gather and analyze this information to determine which parties are responsible and how much compensation may be owed.

Compensation Available to Boating Accident Victims

Victims of boating accidents in Michigan may be entitled to financial recovery for both economic and non-economic losses, including:

Medical expenses and rehabilitation
Lost wages and reduced earning capacity
Property damage
Pain and suffering
Emotional distress
Long-term or permanent disability

If a fatal boating accident occurred, surviving family members may also pursue a wrongful death claim for funeral expenses and loss of companionship.

Why Legal Guidance Matters

Boating accident claims often involve a mix of state and federal maritime laws, insurance complications, and questions of shared liability. Without proper guidance, victims may miss out on compensation they’re entitled to.

At Biggs & Gunst P.C. , we help clients navigate these challenges, identify responsible parties, and build strong claims for recovery. Our attorneys have firsthand knowledge of Michigan’s waterways and understand the real-world issues that boaters face—from mechanical failures to Coast Guard investigations.

Call Biggs & Gunst P.C. After a Boating Accident in Michigan

If you or a loved one has been injured in a boating accident, you don’t have to face the aftermath alone. The attorneys at Biggs & Gunst P.C. are dedicated to helping victims seek justice and compensation for their losses.

We represent clients across Ann Arbor and throughout Michigan , providing clear, compassionate legal guidance backed by a deep understanding of boating and maritime law.

Call 734-263-2320 or visit www.biggsgunst.com to schedule a confidential consultation today.

Let our team help you protect your rights and move forward with confidence.

What to Do After a Bicycle Accident in Ann Arbor: A Step-by-Step Legal Guide

Wed, 08 Oct 2025 16:06:52 GMT

What to Do After a Bicycle Accident in Ann Arbor: A Step-by-Step Legal Guide

A peaceful bike ride through Ann Arbor’s scenic trails or downtown streets can change in an instant. Whether it’s a distracted driver, a pothole, or an unexpected obstacle, bicycle accidents can leave riders facing painful injuries, expensive medical bills, and uncertainty about what to do next.

If you’ve been in a bicycle accident, taking the right steps immediately after the crash can make all the difference in protecting your health, your rights, and your ability to recover fair compensation. The attorneys at Biggs & Gunst P.C. , fellow cyclists who understand the unique challenges riders face, are here to guide you every step of the way.

1. Get to Safety and Call for Help

Your safety is the first priority. If you’re able, move to a safe location away from traffic. Call 911 to report the accident, even if your injuries seem minor. Having police on the scene ensures that an official accident report is created — a key document in any future insurance or legal claim.

If you’re seriously hurt, do not try to move. Wait for medical professionals to assist you.

2. Seek Immediate Medical Attention

Adrenaline often masks pain after an accident. Even if you feel “okay,” it’s important to be checked by a doctor right away. Some injuries, such as concussions, internal bleeding, or soft tissue damage, might not appear until hours or days later.

Medical documentation is crucial — it links your injuries directly to the crash, helping strengthen any future claim.

3. Document the Scene

If possible, use your phone to take photos or videos of:

Your bicycle and any damage to it
The vehicle involved and its license plate
Your injuries
The surrounding area, including traffic signs or road conditions

If there were witnesses, collect their names and contact information. This evidence can help establish what really happened.

4. Do Not Admit Fault or Negotiate Alone

It’s common for drivers or insurance adjusters to contact you soon after the crash. Be polite but cautious — avoid making statements that could be interpreted as admitting fault. Insurance companies often aim to minimize payouts or close claims quickly.

Before signing anything or accepting a settlement, speak with an Ann Arbor bicycle accident attorney who understands Michigan’s laws and can help protect your rights.

5. Report the Accident to Your Insurance (and Keep Records)

Even if the driver was at fault, your own auto insurance policy may offer benefits under Michigan’s no-fault insurance laws. Notify your insurer promptly, but stick to the facts and avoid speculation about fault or injuries.

Keep copies of all related documents — police reports, medical bills, repair estimates, and correspondence with insurance companies.

6. Understand Your Rights as a Cyclist in Michigan

Michigan law treats bicycles as vehicles in most situations, meaning you have the same rights and responsibilities as motorists. If another driver’s negligence caused your crash, you may be entitled to compensation for:

Medical expenses
Lost wages
Pain and suffering
Property damage

An attorney can help evaluate your case and determine the best path forward.

7. Contact Biggs & Gunst P.C. — Cyclists Representing Cyclists

At Biggs & Gunst P.C. , we’re more than just legal advocates — we’re cyclists ourselves. We know the freedom and joy that come with riding through Ann Arbor’s streets and trails, and we’ve seen how quickly that can be taken away by a careless driver.

Our firm is committed to helping injured riders get back on their feet and back on the road. We’ll handle the legal process so you can focus on healing and recovery.

�� Call 734-263-2320 or contact us online to schedule a free consultation with a dedicated bicycle accident attorney today.

Stay Safe, Ann Arbor Cyclists

Accidents can happen to even the most careful riders. Knowing what to do in those critical moments can make all the difference. If you or someone you love has been injured in a bicycle crash, don’t face the aftermath alone — let Biggs & Gunst P.C. fight for your right to fair compensation and a safe return to the road.

What Is Maritime Law? A Guide for Vessel Owners in Michigan

Thu, 18 Sep 2025 23:00:00 GMT

What Is Maritime Law? A Guide for Vessel Owners in Michigan

Operating a vessel on Michigan’s inland lakes, rivers, or the Great Lakes offers incredible opportunities—but also legal responsibilities. Whether you're a recreational boater, charter operator, or commercial vessel owner, understanding maritime law is key to protecting your investment and staying compliant with federal and international regulations.

At Biggs & Gunst P.C., we combine years of legal practice with firsthand maritime knowledge to help vessel owners navigate these complex rules with confidence.

Understanding Maritime (Admiralty) Law

Maritime law—also called admiralty law—is a body of laws governing navigation, commerce, and conduct on navigable waters. While often associated with ocean shipping, maritime law also applies to large inland waterways, including the Great Lakes and many of Michigan’s rivers and harbors.

This area of law covers a wide range of topics, including:

Vessel registration and documentation
Boating and shipping accidents
Maritime contracts and disputes
Cargo transport and shipping regulations
Crew member injuries and employment law
Marine insurance claims
Salvage and towing rights

Does Maritime Law Apply to Michigan Vessel Owners?

Yes. Although Michigan is not a coastal state, the Great Lakes and many of its navigable rivers fall under the jurisdiction of federal maritime law. If your vessel operates on Lake Michigan, Lake Huron, or navigable tributaries, you are subject to admiralty law.

Even recreational boaters in Michigan may find themselves affected by maritime rules—especially when it comes to insurance claims, charter operations, or accidents that involve injury or property damage.

Key Legal Issues Vessel Owners Should Know

1. Vessel Documentation vs. State Registration

Vessels used for commercial purposes or that cross state lines may require documentation through the U.S. Coast Guard. This differs from standard state registration and comes with its own compliance requirements.

2. Liability in Boating Accidents

Under maritime law, liability for injuries, collisions, or environmental damage can be significantly different than under state law. Boat owners must understand their legal duties and how to properly document incidents.

3. Crew and Passenger Safety

Employers and operators have obligations to provide a safe vessel and properly trained crew. Failing to meet these standards can result in claims under laws such as the Jones Act or general maritime liability principles.

4. Salvage and Towage Rights

If your vessel is towed or assisted on navigable waters, maritime law governs the rights and potential claims between parties. These scenarios often require an understanding of historic admiralty principles.

Why Boaters Turn to Biggs & Gunst P.C.

Our attorneys are more than just legal advisors—they’re also experienced mariners. This unique background allows us to understand the real-world challenges that vessel owners face, from mechanical breakdowns to regulatory inspections. Whether you’re docking at a private marina or managing a charter fleet, we help ensure your operations run smoothly—and legally.

We provide guidance on:

Drafting charter and crew agreements
Responding to regulatory issues or Coast Guard inquiries
Defending against liability claims
Advising on ownership and registration strategies

Legal Guidance for Michigan’s Boating Community

Whether you operate on Lake Michigan, the Detroit River, or one of the many inland waterways throughout the state, maritime law likely touches some part of your operation. Understanding your responsibilities and rights under admiralty law isn’t just for major shipping companies—it’s essential for every boat owner who values their time on the water.

At Biggs & Gunst P.C. , we’re proud to serve Michigan’s boating and marine industries with in-depth legal support rooted in real-world experience.

Truck Accident Attorneys in Ann Arbor, Michigan: Your Advocates in the Aftermath of a Truck Accident

Fri, 12 Sep 2025 18:29:21 GMT

Truck Accident Attorneys in Ann Arbor, Michigan: Your Advocates in the Aftermath of a Truck Accident

A collision with a commercial truck can change your life in seconds. These massive vehicles carry devastating force—and the aftermath often leaves victims facing long recoveries, mounting medical bills, lost income, and unanswered questions about who is truly responsible.

At Biggs & Gunst P.C ., we provide strong legal representation for individuals and families affected by truck accidents throughout Ann Arbor and across Michigan. If you’ve been injured, our goal is to help you reclaim control of your future and pursue the justice you deserve.

Why Truck Accidents Are Different from Car Accidents

Truck accident cases are rarely straightforward. Unlike standard car collisions, these incidents often involve multiple parties, including:

The truck driver
The trucking company
Vehicle maintenance providers
Freight loaders
Insurance companies and third-party brokers

Each party may hold a portion of liability, and navigating these layers requires a clear legal strategy supported by investigative experience and a deep understanding of federal and state trucking regulations.

Common Causes of Truck Accidents in Michigan

Our firm has seen how preventable many of these tragedies truly are. Common causes of truck crashes include:

Driver fatigue or hours-of-service violations
Improperly loaded or overloaded cargo
Distracted or impaired driving
Brake or mechanical failure
Speeding or reckless lane changes
Poor driver training or supervision

Determining the root cause—and proving it—can make all the difference in the outcome of your case.

What Compensation May Be Available?

Victims of serious truck accidents may be entitled to more than just basic no-fault benefits. Depending on your injuries and the fault involved, compensation may include:

Medical expenses (current and future)
Lost wages and loss of earning capacity
Pain and suffering
Emotional distress
Rehabilitation and long-term care
Wrongful death damages (for surviving families)

At Biggs & Gunst P.C., we aggressively pursue full compensation on behalf of our clients, ensuring that no stone is left unturned.

What to Do After a Truck Accident in Ann Arbor

If you or someone you love has been injured in a truck crash, taking the right steps early on is critical:

Seek immediate medical attention — even if injuries aren’t visible right away.
Report the accident to law enforcement and get a copy of the police report.
Document the scene (photos, videos, witness contacts) if it’s safe to do so.
Do not speak to the trucking company or their insurer without legal representation.
Call Biggs & Gunst P.C. to review your legal options during a free consultation.

Why Ann Arbor Trusts Biggs & Gunst P.C.

With deep roots in the Ann Arbor community and a proven record in high-stakes litigation, our legal team stands ready to support truck accident victims when they need it most. We understand what’s at stake—and we fight with compassion, determination, and skill.

We work closely with medical providers, accident reconstruction professionals, and insurance adjusters to build a clear, evidence-based case that puts your recovery first.

Contact Us for a Free Truck Accident Consultation

You don’t have to face this battle alone. If you or someone you love was injured in a truck accident anywhere in Michigan, reach out today.

�� Call Biggs & Gunst P.C. at 734-263-2320
�� Located in Ann Arbor, proudly serving clients statewide

How to Protect Your Rights and Assets During Divorce in Ann Arbor

Thu, 21 Aug 2025 22:15:00 GMT

How to Protect Your Rights and Assets During Divorce in Ann Arbor

Divorce is not only an emotional transition—it’s a legal process that directly impacts your financial future. Whether you’re the one initiating the divorce or responding to it, protecting your rights and assets should be one of your top priorities. At Biggs & Gunst P.C. , we help individuals across Ann Arbor take control of their divorce with clarity, confidence, and legal support they can rely on.

Understanding Marital vs. Separate Property in Michigan

The first step in protecting your assets is understanding what’s considered marital property. In Michigan, most property acquired during the marriage is subject to division, regardless of whose name is on the title. This may include:

The family home
Vehicles
Retirement accounts
Joint bank accounts
Business interests
Debts and liabilities

On the other hand, assets that may remain separate include inheritances, gifts, or property owned before the marriage—though these can become commingled over time. A clear financial picture and proper documentation are key to distinguishing what’s marital and what isn’t.

Don’t Make These Costly Financial Mistakes

Divorce can be emotionally charged, but making financial decisions based on impulse or misinformation can lead to long-term regret. Common mistakes we help clients avoid include:

Hiding or undervaluing assets
Agreeing to unfair settlements just to “get it over with”
Not considering tax consequences of asset division
Overlooking retirement accounts or future benefits
Assuming debts will be “taken care of” later without legal protections

A calm, calculated approach to your finances is one of the strongest defenses you have during divorce proceedings.

The Role of Legal Guidance in Asset Protection

Having a legal advocate by your side ensures your rights are protected during every phase of your divorce—from negotiation to final judgment. At Biggs & Gunst P.C., we:

Help you identify and accurately value all marital assets
Guide you through property division options that align with your goals
Ensure all documentation is filed properly and on time
Defend your financial interests if disputes arise
Advocate for fair terms in mediation or court if necessary

We understand the pressures you may be facing and strive to give you peace of mind while safeguarding what you’ve worked hard for.

Tips to Safeguard Your Rights During Divorce

Here are practical steps you can take now to start protecting your future:

Gather all financial records: Bank statements, tax returns, mortgage documents, and account balances.
Know your credit and debts: Review your credit report and understand shared obligations.
Stay off social media: Public posts can be used against you in court.
Avoid major financial changes: Don’t sell, transfer, or hide assets without legal advice.
Set clear goals: Know what’s most important to you—whether it’s the home, custody, or a specific financial outcome.

Why Ann Arbor Families Turn to Biggs & Gunst P.C.

As a local law firm serving the Ann Arbor community, we take pride in providing compassionate and strategic legal representation tailored to each client’s needs. Divorce is one of the most personal legal challenges a person can face—and we’re here to ensure you don’t face it alone.

With a focus on clarity, advocacy, and results, we help you move forward on stable ground.

Ready to Protect What Matters Most?

If you're navigating divorce in Ann Arbor, don’t leave your rights and assets to chance. Contact Biggs & Gunst P.C. today to schedule a confidential consultation and begin planning your next steps with confidence.

When “No-Fault” Gets Complicated: How an Attorney Helps Navigate the Claims Process

Thu, 24 Jul 2025 20:45:00 GMT

When “No-Fault” Gets Complicated: How an Attorney Helps Navigate the Claims Process

Auto accidents are disruptive and often traumatic—but the legal and insurance aftermath can be even more confusing. Michigan’s no-fault insurance system is designed to streamline the recovery process, ensuring that individuals receive medical care, lost wages, and other necessary benefits regardless of who caused the crash. However, while the term “no-fault” might sound straightforward, the reality is anything but.

At Biggs & Gunst P.C. , we understand how overwhelming the process can be—and we’re here to help make sense of it.

What Is No-Fault Insurance—and Why Does It Confuse So Many?

Under Michigan’s no-fault law, your auto insurance pays for your accident-related expenses, even if someone else caused the crash. This includes:

Medical treatment and rehabilitation
Lost wages for up to three years
Household replacement services
Mileage reimbursement for medical visits

While this system eliminates the need to prove fault in many cases, it does not guarantee smooth sailing. Insurance companies often delay or deny benefits. Policyholders might face limits based on coverage choices, and recent legislative reforms have added even more layers of complexity.

Common No-Fault Insurance Challenges in Michigan

Even a relatively minor accident can lead to complicated legal issues. Some of the most common obstacles people face include:

Denied or underpaid medical claims
Disputes about necessary treatment or care
Reduced or capped benefits under new PIP (Personal Injury Protection) policies
Insurance company delays or requests for unnecessary paperwork
Difficulty accessing wage loss benefits or attendant care

Without guidance, many victims find themselves buried in red tape—at a time when they should be focused on healing.

How a Michigan Auto Accident Attorney Can Help

When the no-fault system fails to work as intended, a knowledgeable attorney becomes essential. Here’s how we support our clients:

1. Clarifying Your Coverage and Rights

Most people don’t fully understand what their policy covers until they need to use it. We walk clients through their policy and explain the benefits they are entitled to receive under Michigan law.

2. Handling Insurance Communication

Dealing with insurance companies can be stressful and time-consuming. We take that burden off your shoulders, managing all correspondence and ensuring that your rights are protected during every interaction.

3. Challenging Denials and Delays

When an insurer unfairly denies a claim or drags its feet, we take immediate action. This may include filing a lawsuit to compel payment of overdue benefits or negotiating directly with the insurance carrier to resolve the issue.

4. Securing Compensation Beyond No-Fault

If your injuries meet Michigan’s “serious impairment” threshold, you may also have a right to sue the at-fault driver for pain and suffering. We assess your situation and determine whether additional compensation is possible.

Why Choose Biggs & Gunst P.C.?

Based in Ann Arbor, Biggs & Gunst P.C. is dedicated to helping Michigan residents navigate the complex no-fault system with confidence and clarity. Our team prioritizes communication, responsiveness, and results. When your recovery is at stake, you deserve attorneys who stand by your side every step of the way.

Contact Us Today

If you’ve been involved in an auto accident and your no-fault benefits are being delayed, denied, or limited, don’t wait. Call Biggs & Gunst P.C. or fill out our online contact form to schedule a free consultation. We’re here to help you get the benefits—and peace of mind—you deserve.

How Is Compensation Calculated in a Michigan Personal Injury Case?

Wed, 02 Jul 2025 20:33:17 GMT

How Is Compensation Calculated in a Michigan Personal Injury Case?

If you’ve been injured in an accident in Michigan due to someone else’s negligence, you may be entitled to financial compensation. At Biggs & Gunst P.C. Attorneys At Law, we help injured individuals in Ann Arbor understand what their case may be worth and how compensation is determined under Michigan law.

Key Factors in Calculating Compensation

Personal injury compensation in Michigan typically falls into two main categories: economic damages and non-economic damages .

1. Economic Damages

These are financial losses that can be objectively calculated, such as:

Medical Expenses: This includes emergency care, hospital stays, surgeries, rehabilitation, and future medical needs related to the injury.
Lost Wages: If your injury caused you to miss work or reduce your earning capacity, you may be compensated for lost income.
Property Damage: If your vehicle or other property was damaged in the incident, repair or replacement costs can be included.
Future Economic Losses: In cases of long-term disability or permanent injury, future financial losses can also be considered.

2. Non-Economic Damages

These relate to intangible losses that affect your quality of life, including:

Pain and Suffering
Mental and Emotional Distress
Loss of Enjoyment of Life
Disfigurement or Permanent Disability

How Michigan’s Laws Affect Compensation

Michigan is a comparative negligence state, which means your compensation may be reduced if you are found partially at fault for the accident. For example, if you are found 20% at fault, your total compensation will be reduced by 20%.

Additionally, Michigan’s no-fault insurance laws impact how compensation is pursued in car accident cases. Typically, your own insurance covers medical bills and wage loss, regardless of fault. However, if your injuries are serious enough, you may pursue additional compensation through a third-party claim.

Proving the Value of Your Case

To determine the full value of your personal injury claim, it’s critical to gather:

Detailed medical records
Pay stubs or tax returns to show lost income
Expert opinions for future costs
Evidence of pain and suffering, such as journal entries or therapist evaluations

Get Help with Your Claim in Ann Arbor

At Biggs & Gunst P.C. Attorneys At Law, we assist clients in Ann Arbor with building strong personal injury claims and fighting for fair compensation. Whether your injury resulted from a car accident, slip and fall, or another act of negligence, we’re here to help you understand your rights.